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Frequently Asked Questions
Find answers to common queries regarding our mortgage lending services and investment solutions.
What financing options do you offer?
We offer tailored financing solutions for Fix& Flip projects, commercial investments, and real estate ventures. Our options suit various investor needs.
do i need a minimum credit score?
Generally, a 640+ middle score is required. For strong deals above $350K, flexibility may apply.
What are your rates and terms?
We offer flexible private money loan options tailored to your business or investment needs, including interest-only or principal-plus-interest repayment structures. Our rates typically range from 7.99% to 14.99%, with terms spanning 6 to 24 month. Interest-only loans provide lower monthly payments, while principal-plus-interest options help you pay down the loan faster. After the first two months, there are no prepayment penalties, and we offer flexible extensions if you need more time. Rates and fees vary based on the deal, ensuring a customized solutions
How fast can you close?
Most loans close in 5-10 business days once all documents are received. Faster closings may be possible for time-sensitive deals.
How does the application process work?
Our application process is streamlined for efficiency. Submit your project details, and our team will guide you through each step of securing funding.
What makes Dhamala Capital different?
Dhamala Capital prides itself on personalized service and industry expertise. Our dedicated team is focused on helping you achieve real estate success.
What types of properties do you fund?
We finance non-owner-occupied residential investments such as 1–4 unit homes, condos, townhomes, and small multifamily (up to 4 units).Small Commercial and business Investments. We do not fund primary residences ,Land or rural properties.
Can I get pre-approved for financing?
Yes, we offer pre-approval to help you understand your borrowing capacity. Contact us to discuss your financial goals and get started.
How much can i borrow?
Our loans start at $50,000 for flip and fix and above $100,000 for all others. The maximum depends on the property, deal structure, and borrower profile.